1- Realme 8s 5G  

Realme 8s 5G is a very good smartphone below 20 thousand rupees. This device comes with 5G support. It has a 6.5-inch IPS LCD display with 90Hz refresh rate. 

2- IQOO Z3
If you are addicted to gaming then you can take the IQOO Z3 phone in this segment. It has Qualcomm Snapdragon 768G processor. With 20Hz refresh rate.

3- Samsung Galaxy M42 5G 

The Samsung Galaxy M42 comes with 5G and 5G support and is priced below Rs 20,000. It has a 6.6-inch Super AMOLED screen.

4- Poco M3 Pro

The Poco M3 Pro also supports 5G. It costs less than Rs 20,000. It has a 6.5-inch IPS LCD display with 90Hz refresh rate.
 

5- Redmi Note 10T

The Redmi Note 10T was launched earlier this year. This phone comes with 5G support for Rs 20,000.